Switch to HealthChoice and you could feel a lot better
Switching to HealthChoice from your current private medical insurer is easy
If you currently have Private medical insurance you have a choice of how you move to HealthChoice and we’ve done our best to make sure you can do it as simply and effortlessly as possible. And we could save you some money along the way.
Choose to switch now on your existing health insurance terms.
We will take on any existing personal medical exclusions, or any waiting period, and you will receive the benefits offered by HealthChoice immediately – just tell us:
• The name of your current insurance company and plan
• The start and end date of the medical insurance policy
• Details of the underwriting terms
And send us a copy of your current policy certificate.
By giving us this information, we can confirm whether we can offer you HealthChoice on the same underwriting terms as your private medical insurer, deal with the red tape and spare you the headache of unnecessary paperwork. It’s that easy.
Please continue to pay your premiums on your current policy until we notify you that your HealthChoice policy is live.
Choose Moratorium Underwriting
Alternatively – If you prefer, you can move to HealthChoice on a moritorium basis and enjoy a 15% discount off your Switcher premium Moratorium underwriting might be best for you if you have a clean bill of health, or if you’re happy to exclude medical conditions that you have suffered from in the last two years. The moratorium policy means there is a 90–day waiting period during which time you would only be covered for the £50 per night accident hospitalisation benefit.
Once you switch your medical insurance you can enjoy the benefits of:
• Access to BMI Healthcare, one of the UK’s largest and most respected private hospital networks.
• The choice to have your diagnosis privately at a BMI Healthcare hospital but still opt for NHS treatment.
• No annual limit on the number of claims.
• The choice to go private with another private hospital, or be treated by the NHS and get up to a maximum of £21,750 cash back.
| Procedure | If you choose NHS this is the procedure benefit paid to you by HealthChoice. | If you choose private this is the amount to you by HealthChoice towards the cost of the procedure. |
| Heart Bypass | £21,750 | £21,750 |
| Tonsil Removal (Adults) | £2,200 | £2,200 |
| A Hip Replacement | £9,800 | £9,800 |
If you chose a BMI healthcare hospital all costs will be settled directly.
Remember HealthChoice is different from standard private medical insurance as we simply cover diagnosis, planned surgery and post–operative care. This means we can make savings and pass them on to you.
