How to claim

 

When you’re making a claim there’s one simple thing to remember.

Always contact our claims team on 0208 662 4141 before seeing a consultant or receiving any treatment.

That way, you’ll always be sure of what your policy covers.

After that, how you make a claim will change depending on whether you go with BMI Healthcare, another private hospital or the NHS. But you’ll see below just how straightforward the process is.

If you choose a BMI Healthcare consultant, we will:

  • Arrange your appointment
  • Arrange any diagnostic tests and investigations
  • Settle all costs directly (subject to policy limits)
 

If you choose your own private consultant you will need to:

  • Arrange your appointments and settle all costs
  • Send us all invoices and proof of payment.
  • We will then reimburse you up to the limits of your cover.

If you choose an NHS consultant:

  • You will need to arrange your appointments
  • No benefits are payable as you won’t incur any costs.

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Call our Freephone number

Our freephone number is:

0800 980 2403

Office hours 8am–8pm Mon–Fri / 10am–4pm Sat

For security and training purposes, calls will be recorded and may be monitored.

Ask us a question about HealthChoice
Ask us a question about HealthChoice
Want to switch health care provider

Switching is easy and we’ll make sure we deal with the red tape, to spare you the headache of unnecessary paperwork.

Find out more about health care
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Chartis Direct is a trading name of UNAT DIRECT Insurance Management Limited registered in England and Wales no 3960626.
Registered Office: 96 George Street, Croydon, Surrey, CR9 1BU. Authorised and regulated by the Financial Services Authority (FSA No – 312350).
 
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