Health insurance make sense with HealthChoice

If you’ve never had private health insurance now’s the time to make the right choice

Decisions. Life’s full of them. And when it comes to your health one of the biggest decisions you make is whether you have private healthcare or use the NHS.

HealthChoice is a new approach to health insurance that lets you get the best of both worlds. That’s because with HealthChoice you can choose to have your treatment with BMI Healthcare, another private hospital or with the NHS.

Why go private?
Often that can be one of the quickest ways to get treated. If you go private with us, you’ll benefit from our partnership with BMI Healthcare - one of the largest and most respected hospital groups in the UK.

This insurance is provided by Chartis Insurance UK Limited.

Choose private healthcare with another private hospital and HealthChoice will pay you the full policy benefit applicable to your operation in cash. For example if Mr x decides to use his local Spire hospital to have his tonsil’s removed he would receive £2,200 from HealthChoice (If the cost exceeds the policy benefit you will need to settle the difference).

Please note that HealthChoice could negotiate with your local private hospital on your behalf if you so wish.

Why choose the NHS with HealthChoice?
If you’re happy the NHS can give you the treatment you need, your operation isn’t urgent, or perhaps an NHS hospital is simply more convenient – then you’re free to go there. We’ll pay you the full cash benefit applicable to your procedure. This means, you could receive up to a maximum £21,750, and of course, you can choose to spend the money any way you see fit.

Why not see for yourself?
Get a quote now and see how great choice can also mean great value.

Are you over 60 years of age or have an extensive medical history?

If you are over 60 you must have a full medically underwritten policy to ensure you are covered. It’s also an option for those who are under 60 and have an extensive medical history.

You’ll need to answer questions about your medical history and further information may also be requested from your GP. This will help us to decide whether we need to exclude any medical conditions from your cover.

Please call us on 0800 920 2403 if you require a quote or to take out the cover on this basis.

Please note that your exclusions, if any, will be clearly marked on your policy and you may receive a discount on your premium depending on the conditions to be excluded.

Find your nearest private or NHS hospital

Once you’ve joined HealthChoice you’re free to choose where you have your treatment and whether you go to a private hospital within the BMI Healthcare group, another private hospital or use the NHS. See which hospitals are closest to you.

Type of hospital

Your postcode

Go to hospital finder

What are my choices?

Quite simply the freedom to choose what’s best for you every time you need to claim. For example, if you needed a knee replacement, with HealthChoice you can weigh up factors, like how urgent your treatment is and how far you are prepared to travel etc. Then you can decide where and who you want your treatment with. You can even have the treatment abroad in an approved hospital.

BMI Healthcare Private Hospitals

Your knee replacement is totally covered and managed by HealthChoice for a stay of up to 30 days.

NHS

When your treatment finishes you will receive a cheque for £7500 to spend how you choose.

Other Private Hospitals

Once you’ve been treated you will receive a cheque for £7500 towards the cost of the operation you had at your choice of private hospital.

Every procedure that this product covers has a set limit.

What’s covered?

HealthChoice covers diagnosis surgery and post-operative care - plus it lets you choose where you want to be treated.

Health insurance make sense with HealthChoice

If you’ve never had private health insurance now’s the time to make the right choice

Are you over 60 years of age or have an extensive medical history?